Flood insurance is a complicated topic that many homeowners are surprised to learn is unrelated to their standard homeowners insurance – and the difference can be essential, since even just a few inches of water in your home can result in catastrophic damage. This is something every New Jersey resident is acutely aware of since Hurricane Sandy.
Flood insurance is not like homeowners insurance, however. It’s issued by the federal government as part of the National Flood Insurance Program (NFIP). Whether or not you qualify depends on several factors, which we can help you determine.
Even if you don’t qualify for flood insurance, we may be able to assist you with identifying policies that may protect your home and its contents.
To learn more about this type of insurance and how it might fit into your life, contact JF Murray today to schedule a consultation.